Introducing Wicket and Paybby

Paybby
3 min readJan 26, 2021
Wicket and Paybby

Paybby (pronounced pay-baby) is a consumer finance technology company seeking to offer black and brown communities what they truly need — a bank offering more targeted services, financial empowerment through education, innovative personal finance tools and a financial institution that cares about long-term well-being.

Paybby recently acquired Wicket, a smart digital bank personalized for each user. The acquisition of Wicket adds to our existing services and products that include the ‘Together We Can’ program where business owners and independent contractors can be considered for PPP loans. This platform was introduced to accelerate the funding process for small businesses. As many small businesses have had to close their doors, this pandemic has had a devastating impact on local economies, the families of business owners, and the communities they operate in.

Paybby and Wicket Internet Banking have collaborated to offer minority communities the banking services they need. Our website provides the necessary instructions to set up a bank account on Wicket and start banking immediately.

Perks of Wicket and Paybby

Wicket makes the personal banking experience top-notch, safe and easy to use. Now you can have a personalized banking experience through the Wicket app in the iPhone app store. In the app, you can automatically save and make better financial decisions by monitoring your spending, all through an intuitive mobile app.

Easy PPP Loan Approval Assistance

Through Paybby, you can speed up your application process by 80%. Our application portal allows you to apply in 15 minutes or less. When it is time to transfer the loan to your account, where you bank matters. Withdrawals are made easy thanks to the Wicket banking app.

Top-Notch Security

Wicket’s state-of-the-art biometric technologies and artificial intelligence add an extra layer of security with features of facial and voice recognition for smoother, more secure interactions that are personalized for each user.

Covid-19 Financial Relief

According to research, 2 out of 5 self-employed people and small businesses have been forced to shut down due to Covid-19 pandemic. Minority businesses have earned far less than expected, given the relative size of the communities they serve. Paybby’s “Together We Can” platform can speed up and simplify the processing for entrepreneurs in these communities so they can receive the financial assistance they deserve.

Quick Support

Paybby and Wicket can help you determine whether you are eligible or not for the PPP Loan. In addition to the Frequently Asked Questions section on our page, you can also contact customer support directly on our page through our live chat box.

Services of Paybby and Wicket

According to statistics calculated by the FDIC, over 25% of US households are underbanked or have limited access to retail banking services. Additionally, a staggering 86% of all non-bank households in the US are minorities. Paybby plans to offer financial planning tools, expense views, current account or check system account, FDIC insurance through an unnamed partner bank, linking external accounts and free banking transactions.

Applying for a PPP loan is not easy, but we’ve made it easier for you. As a retail banking customer, you can use Wicket to meet your banking needs. We’re here to help, so please visit our website to learn more about us. Download Wicket and start banking today. The iPhone version is available on the website, while the Android version is coming soon.

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Paybby

A Challenger Bank built to empower the Black and Brown communities to build wealth and gain full access to the benefits of banking.